Buying vs Leasing a Mercedes-Benz in Riverside, CA

Is Leasing or Financing Right for You?

When the time comes to making a decision on a new luxury vehicle, there are many tough decisions that you have to make. Once you narrow down what model you want and what features you need on that vehicle, then you need to figure out whether you’re going to buy or lease it. This can be a tough decision to make because there are so many factors to consider. You count on your vehicle to get you where you need to be every day, which includes work, weekend excursions, and more. Luckily, the Mercedes-Benz finance experts at Walter's Mercedes-Benz of Riverside are here to help with a list of pros and cons of buying and leasing a Mercedes-Benz in order to help you make a more informed decision.



  • You own it
  • Can put as many miles on it as you want
  • Free to customize vehicle as you wish
  • Can trade in vehicle at any time
  • Build equity over time


  • Substantial costs upfront
  • Depreciation causes resale value to go down quickly
  • Higher monthly payments compared to leasing
  • Interest on monthly payments
  • Responsible for any vehicle repairs required
  • Negative equity is possible



  • Low down payment
  • Lower monthly payments
  • Can upgrade to new model every 2-3 years
  • Most repairs are covered under warranty


  • Mileage restrictions can incur extra fees
  • Can’t customize or modify vehicle
  • No equity is possible
  • Must maintain quality of new vehicle

As you can see, there are many benefits and drawbacks from buying or leasing a Mercedes-Benz. That’s why we ask our customers to consider exactly what they expect to use this vehicle for before they make the decision.

If this vehicle is just to commute to and from work, or just for infrequent weekend drives, then a lease is a great, affordable option. Think of it like a long-term rental that can take care of your everyday needs as long as you keep it in top shape. You just have to make sure you don’t exceed your mileage restrictions and keep it looking great, and you won’t incur any extra fees. Then, after a couple of years, you can try out any new model you want!

However, if you really count on your vehicle for long commutes or vacations, then financing a Mercedes-Benz at our Riverside County area dealership may be the better option. When you finance a vehicle, it’s all yours so you can modify it however you want and take it wherever you please. Keeping up with your monthly payments can even help improve your credit score. If you still aren’t sure which option sounds better for you, then contact Walter's Mercedes-Benz of Riverside to get the answers you need.

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Walter’s Mercedes-Benz of Riverside
Local Auto Finance Center Offering Mercedes-Benz Loans
Serving: Riverside, CA & Corona, CA
Directions to Walter’s Mercedes-Benz of Riverside
3213 Adams St, Riverside, CA 92504
Walter's Mercedes-Benz of Riverside 33.924772, -117.4162462.